JD Announces Major Restructuring: Two Key Business Groups Officially Established

11/11 2026 451

Fast Technology News, November 10 – Recent market rumors suggest that JD.com internally announced a major restructuring last week, establishing two major segments: "JD Cloud Technology" and "JD Fintech."

A source close to JD.com confirmed that the company has indeed further clarified the development directions of its two major businesses—cloud technology and fintech—and has formally established the JD Cloud Technology Business Group and the JD Fintech Business Group.

Among them, JD Cloud, as the group's core platform for providing external technical services, will continue to ramp up investment in core technologies such as AI and cloud computing, further promoting the deep integration of technological innovation and industrial application.

Fintech will remain focused on digital financial services, leveraging business capabilities such as consumer finance, digital payments, wealth management, and corporate finance to continuously strengthen its ability to serve the real economy and meet people's livelihood needs.

JD.com has significantly accelerated its investment in AI in recent years. This year, the company explicitly proposed to "build the world's largest physical-world operations center," emphasizing reliance on its own supply chain and industrial scenario advantages to drive AI from the digital world into real production and daily life.

From building a 100,000-card domestic computing power cluster, releasing the JoyAI series models, and advancing research and development in embodied intelligence technology, to planning the collection of tens of millions of hours of real-world scenario data, and exploring AI applications in industrial scenarios such as retail, logistics, and health, JD.com is gradually forming a complete chain from technology research and development to industrial implementation.

The source added: "This further focus on the cloud technology business is also consistent with JD.com's direction of continuously strengthening industrial AI capabilities in recent years."

Official information shows that JD.com's current main business segments include JD Retail, JD Technology, JD Logistics, JD Health, JD Industry, JD Property Development, JD International Business, and innovative retail, among others.

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