Just yesterday, on July 1st, Tesla announced the latest auto financing preferential policy for July.

This round of preferential policy did not include the rumored price reduction of 14,000 yuan, which was somewhat disappointing for some car enthusiasts.

Don't worry, although the price has not changed, Tesla has introduced a five-year interest-free policy for its rear-wheel-drive and long-range models.

According to the new policy, a down payment of only 79,900 yuan is required to drive away a Model Y or Model 3.

The down payments for both models are the same, and the only difference lies in the monthly payments for different models.

Interest-free Policy Calculation

The following figures are trial calculation results from the official website.

Tesla's current preferential policy only applies to the above four models, while other models are not eligible.

The summary is straightforward.

After comparison, we have come to some conclusions:

1. Which is more favorable: interest-free or price reduction?

For users with a limited budget who want to purchase a car on installments, the interest-free offer ranges from approximately 19,000 to 26,000 yuan, which is a larger discount than the previously rumored 14,000 yuan price reduction.

For users with a sufficient budget who want to pay in full, they naturally prefer a direct price reduction. However, under this current preferential policy, even users who originally planned to pay in full may opt for this interest-free installment policy, as it is essentially a free benefit, and the extra money saved can generate interest in the bank.

2. Different car models have different discount rates

For the two popular models with a total of four variants, after adopting a 60-month interest-free policy, there is actually a slight difference in the discount amount.

Among them, the Model Y long-range version offers the largest discount, exceeding 9%, while the Model 3 rear-wheel-drive version offers the smallest discount, approximately 8.18%.

This is mainly due to the difference in vehicle prices.

It can be seen that the higher the selling price of the car, the greater the benefit from adopting this interest-free policy.

Conclusion

While joint ventures and independent brands are still discussing competitiveness, Tesla has once again delivered a substantial offer that speaks for itself.

Overall, Tesla's current interest-free policy is quite attractive.

Compared to the April offer that required a trade-in to enjoy interest-free financing, this new policy further lowers the threshold and can cover a wider range of users.

It is said that in April, many Tesla car buyers purchased second-hand minivans at low prices to participate in this trade-in activity, which even temporarily boosted the sales of second-hand minivans, leaving people both amused and bewildered.

Will Tesla's current interest-free policy attract you, a potential car buyer?

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