Produced by Zhineng Auto and Zhineng Tech

Compiled based on monthly insurance coverage data

37,620 vehicles covered by insurance in September · 212 more than official deliveries · 389 more than retail sales

Cumulative insurance coverage from January to September: 307,000 units

In September, NIO achieved 37,620 vehicles covered by insurance, marking an increase of 1,625 units from August. The sequence—Retail < Official Deliveries < Insurance Coverage—shows a narrow gap of only 389 units. Insurance coverage also surpassed the official delivery announcement by 212 units.

From January to September, the cumulative insurance coverage reached 307,455 units, compared to the official cumulative deliveries of 300,301 units, outperforming by approximately 7,154 units. This discrepancy arises because some vehicles already registered were not counted in the delivery tally. Insurance coverage figures offer a more accurate reflection of the actual increase in domestic vehicle ownership compared to delivery numbers.

Brand Overview

NIO accounted for 21,877 units with insurance coverage (58% of the total), ONVO for 8,945 units (24%), and FIREFLY for 6,798 units (18%).

In terms of retail sales, NIO sold 21,277 units (600 fewer than insurance coverage), ONVO sold 8,754 units (191 fewer), and FIREFLY sold 7,200 units (402 more than insurance coverage). Notably, FIREFLY is the only sub-brand where retail sales exceed insurance coverage.

Key Model Sales Overview

The ES8 model led the way with 11,075 units covered by insurance in a single month, making it the only model to surpass 10,000 units across the entire lineup (11,075 insurance vs. 10,539 retail, a lead of 536 units).

The ES9 model had 7,637 units covered by insurance (7,706 retail, 69 more in retail).

The ET5/ET5T models recorded 1,939 units with insurance coverage versus 1,894 in retail.

Three models from ONVO:

The L90 model had 2,915 retail sales versus 2,370 with insurance coverage (291 more in retail).

The L60 model recorded 3,472 units with insurance coverage versus 3,178 in retail (a lead of 294 units).

The L80 model had 3,103 units with insurance coverage versus 2,915 in retail (a lead of 188 units).

FIREFLY recorded 7,200 retail sales versus 6,798 with insurance coverage (402 more in retail).

The ES8 is the only model to exceed 10,000 units across the entire lineup. The ET7 model only achieved 7 units with insurance coverage, and the EC7 model registered zero, indicating the near-completion of the old sedan platform.

One-sentence summary: In September, NIO achieved 38,000 vehicles covered by insurance, with the ES8 model surpassing 10,000 units and accounting for half of NIO's performance, while ONVO and FIREFLY combined for nearly 16,000 units.

Data Scope: Insurance coverage figures represent monthly totals (compulsory traffic insurance, aggregated by model level). Official deliveries are disclosed by the company. Retail figures are sourced from DCD's "September 2026 Model Sales Rankings" (consistent with CPCA data). "More/less than retail" = Insurance coverage vs. retail, with positive values indicating insurance coverage leads retail, and negative values indicating it lags.